Loans

Being a Bank, giving advances is among our primary activity.We offer variety of Loan products to suit your requirements.

1. Agricultural loan -
2. Kissan Credit Card
3. House maintenance advance 
4. Self Employment    
5. Small scale industries 
6. Cash credit
7. Business
8.  Education loan
9.  Loans for home appliances
10. Self employment project of self help groups 
11. Purchase of landed  property
12. Gold loan
13.Marriage loan    etc

Bank distributes cash award  to SSLC toppers  who are children of  'A' class members of the Bank.

Safe deposit locker facilities are available in the bank. For keeping ornaments and other valuables of the customers on easy terms and conditions. Annual rent Rs 250/-. All banking facilities are provided to ‘A’ class members.Only gold loan, MDS advance FD loan facilities are provided to ‘B’ class members.Different type loans and advance are as follows.

1. Loans are given @ 12% to 15% interest rate.

2. A class membership holders can take loan up to Rs.10 lakh for the purpose like marriage, House Maintanance, business, purchasing of  landed property and for  hospital expenses in connection with treatment.

3. Surety of member to member up to Rs.5,000/-

4. Rs.1 lakh is released on salary certificate.

5. Loan up to Rs.10 lakhs is released on the guarantee of landed property.

6. Release  loans to self help groups.

7.In addition to the above advances, the bank allows loans to agricultural purposes @ Rs.1000 per cent for landed properties

9.Rupees upto 25,000/- on mutual security

The government subsidy is  allowed  to  prompt  creditors.

GOLD LOAN

Rs.7 lakh at a time ,  12% interest rate. Advance up to  80% of market value

More details on Gold Loan, Click Here...

 

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